The National Insurance Commission (NIC) has announced that, effective January 1, 2026, the Ghana Card will be a mandatory requirement for the purchase or renewal of all motor insurance policies.
This initiative is part of measures aimed at strengthening regulation and curbing fraud within the insurance industry.
In a public notice issued by the Commission, the regulator stated that the new directive applies to all motorists nationwide.
Additionally, corporate clients will be required to provide their Tax Identification Number (TIN) when completing motor insurance transactions.
“The National Insurance Commission (NIC) wishes to inform all motorists that effective January 1, 2026, the Ghana Card would become a mandatory requirement when purchasing or renewing any motor insurance policy,” the notice stated.
It added that “corporate clients are also required to provide their Tax Identification Number (TIN) when completing motor insurance transactions.”
