The government has announced plans to expand access to affordable financing for businesses as part of efforts to support growth and investment in Ghana’s productive sectors.
Presenting the 2027 Budget Statement and Economic Policy to Parliament on Thursday, November 12, 2026, Finance Minister Dr Cassiel Ato Forson said lower interest rates must translate into credit that businesses can access, afford and repay.
“Mr. Speaker, affordable finance will turn stability into opportunity. Lower interest rates will translate into credit that businesses can access, afford and repay,” he said.
He noted that Ghanaian enterprises, including market women seeking working capital and manufacturers investing in new machinery, require financing that supports their growth.
Ato Forson said the government would strengthen bank lending, deepen corporate bond markets and create conditions for cheaper, longer-term credit.
He added that the government would work through the Development Bank Ghana, Ghana EXIM Bank and participating financial institutions to expand financing for productive businesses.
According to him, credit guarantees, equipment leasing and export finance would help viable enterprises overcome financing barriers.
“Patient capital will give farmers and industrialists time to invest, produce and earn before repayment falls due,” he stated.
The Finance Minister further indicated that support under the initiative would be transparent and tied to investment, production and employment.
